US Site


Street Address:

Have a mortgage/life insurance advisor contact you to discuss your options, fill out information below

Offset Main

Offset Mortgage Example 

Cost Saving Options


Bridging Loans

Business Mortgages

Buy to let Mortgages

Commercial Mortgages

Hedging Interest Rate Risk

Long Term Loans -Debentures

Life Insurance

Loans with Profit Share

Mezzanine Loans

Options and warrants

Offset Mortgages

Property Development

Stock Market Launch

Swaps to reduce loan costs

Syndicated Loans






Offset Mortgages

How can you best use the savings the result from using an Offset Mortgage.

The client has 2 options in this regard.

1. Reducing the term of the mortgage now or 2. Reducing their monthly mortgage payments.

(1) Reduce the term of the mortgage.

The money the client saves by using the offset mortgage can be used to reduce the balance each month and pay off the mortgage earlier. This could be days, months or even years.

(2) Reduce their monthly mortgage payments.

Payment reduction could be the best option if your client wants to reduce their monthly expenditure. The mortgage interest they save one month can be used to reduce the monthly mortgage payment in the following month.